Showing posts with label thrift. Show all posts
Showing posts with label thrift. Show all posts

Thursday, April 4, 2013

From Crib to College: Upcycled Bedspread from Crib Sheets

When our youngest son graduated from a crib to a twin bed I saved a couple crib sheets which were made of sturdy fabric and were still in good shape.  Then I cut them up in strips to use for the main part of the quilt.  I added some strips of other fabric I had on hand, a large piece for the top to make the bedspread long enough, and used a blue cotton sheet we had on hand for the back.  The filling was a queen size bat of low-loft batting which I doubled (bought a few years ago for $1 still in its package at a yard sale).  He is pleased with his new blanket and I'm pleased that I could make something useful from items we already had on hand. 
bedspread made using old crib sheets
What have you upcylced lately?  I'm always looking for new ideas for old things.

Wednesday, January 2, 2013

January Pantry Challenge & Meal Plan

 



It's that time of year again when we try to rein in our spending, take stock of what we already have on hand and commit to healthful living.  So I'm joining in a pantry challenge.


My goals:
1. Use up some food stocks we have in our fridge, freezer and pantry.
2. Save money by reducing our grocery and household product expenses (including diapers for 2) to $250 instead of our normal $500 by shopping sparingly & purposefully.  The money we save will go toward a furnace repair needed soon.
3. Clean and organize the pantry, fridge, and freezer and deep clean the whole kitchen.
4. Avoid eating out (one exception possibly on a day we have an appointment - use up Chick-Fil-A coupons)

Dinners - served with whatever fruit and vegetables are available, or as noted
1. pancakes w/pineapple cream, pears
2. southwest salad w/chicken, corn, beans, cheese, sour cream, etc., cheesy tortilla bites (using a package of tortillas which have stuck together badly)
3. barbacoa rice bowls, mixed fruit (orange, pineapple, pomegranate)
4. beef stew, whole wheat rolls, vegetable tray & dip, chocolate chip cookies (taking this meal to friends, also)
5. ham & pineapple pizza
6. hamburgers, baked fries
7. chicken green chili, cornbread
8. tater tot & green bean casserole (using fries),fruit salad
9. spaghetti & meat sauce (make a huge batch and freeze quarts of sauce meals later in the month)
10.breakfast for dinner - ham & cheese quiche, blueberry muffins, orange slices
11.  chicken & homemade noodles over mashed potatoes
12. macaroni & cheese w/ham, peas
13. chili, cheese breadsticks
14. meatballs, mashed potatoes & gravy, green beans
15. cheesy chicken pockets (whole wheat dough)
16. spaghetti & meat sauce
17. chicken caesar sandwhiches on homemade focaccia
18. chicken pot pie, fruit salad
19. garlic pork chops, green beans, quinoa
20. roast beef, mashed potatoes & gravy
21. barbeque chicken, rice pilaf
22. broccoli cheese soup, biscuit bites
23. spaghetti & meat sauce
24 -31. flexible - I'll see what comes in our produce baskets before I decide.


Lunches
leftovers
chicken salad sandwiches
turkey cheese sandwiches
snack lunch
Sundays - chicken tortilla soup, orange chicken & rice,


Breakfasts
whole wheat bread & jam
cold cereal
apple oatmeal
whole wheat pancakes
ham & egg casserole, coffee cake (for our Sunday school class)
smoothies (lots of frozen papaya & berries to use)
oats w/berries soaked in homemade yogurt
homemade granola

I'm really lacking inspiration for frugal, simple, quick, tasty lunch options.  Please share your suggestions!  There are so many days I envy the option of just throwing a pb&j together and calling it good enough.

Are you eating from the pantry this month, too?

Friday, July 13, 2012

Birthday Celebrations on Small Budgets

I marvel at the moms I know who give great themed birthday parties year after year and I truly appreciate that my children are included in those celebrations.  But as I'm getting worn out older and wiser, I realize I'm not the gal that is naturally able to pull off such events.  And that's okay.  I'll try to embrace who I am and most of all, enjoy my children, on their birthdays.  Sometimes when we have had parties I spent so much time and energy on the party itself that I feel like the birthday child got the leftovers of my attention.  I also realized that as a child I never had a big birthday party with friends and I haven't been in any way scarred from that.  As our family has grown, simple celebrations seem to make more sense for us.   But that doesn't mean we don't celebrate.  Instead, I'm trying to build in traditions that I know I can execute consistently for each child's birthday.  Here are some components of our birthday celebrations.


Snapping a photo of the birthday child by their gifts with their name and age in Scrabble tiles. Our birthday spot has become the corner of our kitchen next to our china cabinet.


Hanging the birthday banner.  I made a birthday banner a couple years ago using scrapbook paper and our home printer.  I chose an aqua blue and a font that could work well for a boy or girl.  Then I laminated each letter at Mardel.  {Tip: In our area, Mardel has the best price on laminating at 25cents/linear foot, and their machine is about 3' wide, making laminated crafty or educational things totally economical.} We hang the banner on the finials of our curtain rods across the living room windows. The banner is hung on a long ribbon or string appropriate to the child (girly or boyish trying to match the cake or napkins) with clothespins.  And once the birthday week is over, we take it down, put away the ribbon to use again and store the laminated letters in a ziploc bag until the next birthday. It takes no space at all in our kitchen cabinet.

Serving the child their dinner and treat or cake of choice.  I can usually make these from items we have normally stocked in our panty and freezer, but if not, I'm willing to buy a couple ingredients to accommodate their requests.   Depending on our grocery budget that month, I might give them a choice of 3 or 4 different kinds of cake or dessert which I know I already have the supplies for.

Using what we have to decorate the cake or make the atmosphere more festive.  Small toys washed well are a fun addition to an otherwise plainly frosted cake. Legos, miniature figures, Little People,  letter blocks, etc. are easy to incorporate. Bright paper napkins (often from Target clearance or the big packs from IKEA), drinks served in fancier glasses, fresh flowers set out, balloons blown up or a colorful tablecloth, add a little punch to the birthday dinner.

Wrapping gifts up nicely with basic supplies.  I never run out to buy wrapping supplies for a specific event, but keep a reasonable supply of paper and bags and ribbons on hand which can be used for almost any need. I usually replenish the supply of wrapping paper after Christmas when it is drastically discounted and go for the colors and prints I can use all year, solid red, silver, gold or kraft paper and plaids or prints that are not Christmasy when paired with a contrasting ribbon.

Writing homemade cards to the child.  The cards I make are usually simple but we do take the time to write at length what the child means to us, how we see them growing and excelling in certain areas and communicating our love for them.

Doing special activities as opportunities arise. Last year my husband was offered free tickets to a Rockies game on our son's birthday. He went with the kids who were old enough to enjoy it and I know it was a memorable time for our son who loves baseball. Another time, a free family fun festival was happening on the day before our daughter's birthday and we all had a great time.  We've also used our zoo membership to have fun family birthday outings there.


Keeping parties smallish and simple when we do host them. Do a few special things and keep them busy with fun activities. Activities that have gone over well here are paper airplane folding and flying contests, water balloons on the trampoline, making folders and bookmarks using scrapbook supplies, jumping on the trampoline and just having free play time. I admit I need to do better and plan more activities than I think we'll have time for.  Some guests seem to need more entertainment than we are accustomed to.

Singing to the child.  This is pretty standard, but adds to the day.


I'll bet our celebrations will change over time and as our kids get older, but for right now these simple and frugal celebrations really suit us.

What are your favorite ways to celebrate with children?

Linking up to Frugal Friday at Life as Mom.


Sunday, April 1, 2012

Small Room, Small Budget Laundry Room Makeover

When we moved to our home more than 8 years ago, I was delighted to get a real laundry room that was more than a closet with bi-fold doors. Since we are on the verge of adding our 4th family member since that time, even that laundry room was getting really crowded and inefficient. The size of the room is about 6.6' x 5' with an extra 3.5' x 2' section at the doorway, so it is definitely not large. With the help of my husband we set to to work to make it into a more efficient and lovely space.

BEFORE
looking in - hooks on the right and left, window shade in need of attention, claustrophobic feeling from clothes hanging from both sides, beige

further in - mismatched set of machines (saved us more than $200 when we bought them, but I would really love a matching set at some point), drying rack stored on the side wall, too much stuff


yet more stuff

Improving the space:
- painted the room using some leftover blue paint from the adjoining hallway mixed with a fresh quart of white, tape & quart of paint = $16.99 The color is an almost exact match to Valspar Air Kiss which is the color I had picked out before I decided to just use what we had mixed with white. What a happy coincidence!
- removed the hooks on the left and all the wire shelving
- cut off the vinyl shade to remove the torn part and sewed a new casing for the rigid stick at the bottom to slide through
- added shelves using lumber, brackets and paint we already had from previous projects
- added a shelf with rails and hooks, TJSIG hat rack from IKEA = $32.24
- removed the blue curtain and added a shear patterned IKEA curtain from a set received for Christmas and hemmed the new curtain to the length we wanted
- spray-painted the flat-backed metal bin white to go with the fresh white/blue scheme, this is used as a small trash bin
- removed lots of stuff from the space and consolidated the contents of remaining bins
- repurposed bins from around the house to contain new categories of stuff, such as baby wipes containers to store extra batteries, a heavyweight disposable pan to corral the laundry supplies used on a daily basis, a wood tote to contain the first aid & hair cutting kits, etc.
- removed the door to allow easier access for the kids to get in and out to take their baskets to put away their clothing and motivate me to not let mountains of laundry collect
- painted the mirror unit (previously dark wood) in the adjoining hallway white to match the trim, paint = $4.81
- gave the whole room a good scrubbing, cleaned out the dryer vent, and put away all the laundry so I could snap the after shots

And AFTER

bright & fresh



I love the new space! It is so pleasant to do laundry now and because I really enjoy the room I'm motivated to stay on top of our laundry needs. Because of this makeover my laundry routine has improved and seems so much easier.

Total cost = $54.04 including tax
Yield = one happy mama

Friday, March 30, 2012

Simple Valentine Garland {Project #4}

I'm quite late in posting this, but since I just took the garland down yesterday, I'll go ahead and post it anyway.

After Christmas I found these sweet felt heart cut-outs at Target that were intended to be used as Christmas ornaments. The price was right at 50 cents for 3 and I loved the Scandinavian look to them, so I bought 2 packages of red and 2 packages of white. I had some white small ribbon on hand so I used that to tie on 11 hearts. For symmetry I decided to start and end with the same color to make the garland.

Then I simply hung it from the finials of our curtain rods. I'm not a big seasonal decorator, but I enjoyed having something up after having all the Christmas decorations came down. For 2 bucks and 10 minutes, how can you go wrong? And I love that to store it away until next year only requires an envelope or a ziplock bag. Simple and sweet...I think I'm finally defining my style.

Wednesday, July 13, 2011

Upcycled Pillow Cover

Start with a button-up shirt. Use your former pillow cover as a guide for how big you'll need to cut the new pieces. Cut through both layers of the shirt. An Olfa ruler and cutter makes it easy to get things nice and straight, but scissors will do. With wrong sides together, sew your pieces together. Turn, push out corners, iron. Sew around your shape again using a bigger seam allowance this time. Turn and push out your corners again and you have a nice French seam. Stuff with your pillow form.

And there you go, a pillow refreshed with a shirt saved from the Goodwill pile.

No cost + 10 minutes of work = my kind of project!
Bonus! I still have enough fabric from the sleeves for another little project.


Yep, I know it is a little too snug on the pillow form. The shirt I was working with was a tad bit small and I only had this big pillow form, but I'll take done over perfect any day.

Monday, January 17, 2011

January Pantry Challenge Update

The January pantry challenge is going okay, though I have made a few observations.

1. When you make a menu for a month, don't expect to follow it to the letter. We've only eaten about half of the meals I had planned to this date because of leftovers we needed to eat, a couple take-out meals that also yielded leftovers and some poor planning.
2. For a big menu plan, check your stock of all ingredients needed in your meals even if you don't need a lot of them. Ever tried to make a stir-fry without soy sauce?
3. Plan some meals you can get on the table in a matter of minutes. Everyone has days when the time, energy or schedule doesn't allow much for cooking.
4. If you're planning for a long stretch of time, sales may not come when you need them. I'm still waiting on a good sale on pork to make our favorite pulled pork.
5. If you schedule your grocery shopping for a certain day and then can't go on that day and have no opportunities for shopping for the rest of the week, the menu you had planned will likely fall by the wayside.

I've given lots of thought lately to just how much time, energy and stress (shopping with 4 children!) grocery shopping requires and am trying to find a balance between time and money. I don't need to impress anyone with how little I spend on groceries if we have enough to feed our family and have a good balance between being good stewards of both of those resources. I'm no extreme couponer. I think I may have been in the past, and that time may come again, but I really need to spend my time on things that our family values more for this season. I need to shop more strategically and less frequently.

January Grocery Expenses...so far
King Soopers $26.42 - milk, buttermilk, apples, potatoes, avocados, beans, eggs, girl stuff
Costco - $15.62 - lots of lunch meat, bananas, cinnamon
Sunflower Market -$62.06 lots of ground beef & chicken, yogurt, produce, vinegar
Costco - $31.95 bread, cheese, bananas, tortillas, tortilla chips, spinach, celery, snack mix
Farm Crest - $11.96 4 gallons milk
Sam's Club - $17.62 bacon bits, salsa, chips
Grand total - $165.63

So, that leaves me less than $10 for the next 14 days. We'll see how that goes. I still have plenty of options with the food we have in the house, so I'm hoping for the best. But we may need diapers, or t.p., or some other baby things. Listing out the purchases certainly highlights the impulse buys.

Here's the menu plan for this week.
Monday - buffalo chicken meatballs, mashed potatoes, carrot & celery sticks w/dip
Tuesday - Homemade mac & cheese w/a bit of diced chicken breast, steamed veggies
Wednesday - Creamy roasted tomato soup, grilled turkey cheese sandwiches
Thursday - Spinach salad w/chicken, feta, bacon, croutons, etc.
Friday - minestrone, fresh bread
Saturday - cheeseburger pizza, salad
Sunday - taco soup, quesadillas

Are you doing a similar challenge? How is it going? How do you get food on your table economically while maintaining your sanity?

Wednesday, January 5, 2011

January Menu - Pantry Challenge

With the new year here, I am feeling the need to get back on track with menu planning, tighten the purse strings a bit, and use up some of the items that have been in our pantry for a while. So, here is the menu plan for January. I'm hoping I can stick to it. I've posted it on our fridge for easy reference. For the first couple weeks I planned out breakfasts and lunches, too. But for the remaining weeks we'll just be winging it based on what we still have on hand. We've already started on the plan but I haven't had time to post until now. Forgive the formatting, it looks much better on my word doc.

January Menu

M1/3 D: vegetable beef soup w/ split peas, homemade whole wheat bread

T B: cold cereal, yogurt

L: leftovers (shepherd's pie, pasta w/sauce, soup, pizza, cheese bread, etc.), veggies

D: mashed potato bake (ham/broc/cheese/onion/sour cream), bread & jam, fruit salad

W B: cereal or toast, yogurt

L: green smoothies, tuna melts

D:lasagna (make extra 1 to freeze), garlic bread, spinach salad

Th B: baked french toast, apple slices

L: leftovers & quesadillas, raw veggies & dip

D: beans & rice, sour cream, cheese, avocado, fruit salad

F B: cereal & yogurt

L: snack lunch – crackers, cheese, veggies & dip, turkey

D: beef stir-fry, rice

S B: cranberry whole wheat waffles, fruit, orange juice

L: brats, steamed veggies

D: broccoli cheese soup, crackers or biscuits

S 1/9 B: cinnamon rolls (freezer)

L: company - minestrone, cheese bread, chocolate chunk cookies

D: veggie burgers, corn

M B: steel cut oats, blueberries

*Grocery shopping & prep: make bread (cinnamon rolls, 2 loaves, meat pockets)

L: individual pizzas

D: runzas and ham & cheese pockets, peas

T B: whole wheat cinnamon rolls,

L: mac & cheese, jarred peaches, raw veggies

D: Emeril's pulled pork (make extra to freeze), homemade buns, pickles, veg. side

W B: cereal, yogurt

L: tuna melts, raw veggies

D: caramelized garlic chicken, roasted seasoned potatoes, peas

Th B: banana zucchini bread, yogurt

L: leftovers

D: creamy roasted tomato soup, spinach salad with feta & peppers, grilled cheese sandwiches

F B: oatmeal, raspberries

L: sandwiches, veggies & fruit

D: pepperoni pizza, salad

S B: cereal, yogurt

L: meal on the go – whatever odds and ends we can scrape together

D: lasagna (freezer), garlic bread

S 1/16 B: oatmeal, blueberries

L: out to lunch – gift certificate

D: beef roast, mashed potatoes (make extra for shepherd's pie) & gravy, green beans, biscuits

M D: chili, cornbread

T D: pasta, meat sauce, steamed veggies

W D: BBQ chicken pizza, salad

Th D: leftovers or beans & rice w/ fixings

F D: chicken pot pie, salad

S B: waffles, fruit

L: grilled sandwiches

D: pepperoni pizza, salad

S 1/23 B: egg casserole, toast

L: hamburgers, baked beans, fruit salad

D: shepherd's pie, fruit or veggie

M *Grocery shopping and prep: make bread (2 loaves, focaccia, cinnamon bread)

D: grilled chicken focaccia sandwiches, chips, apples

T D: scrambled eggs, sausage, zucchini bread, fruit

W D: pulled pork (freezer), homemade buns, mixed steamed veggies

Th D: honey crisp baked chicken, rice, green beans

F D: cheeseburger pizza, breadsticks, salad

S L: grilled sandwiches

D: tacos

S 1/30 L:leftovers

D: pasta fagioli soup (Olive Garden recipe), garlic breadsticks

M D: beef & bean burritos, veggies

Goals:

  • Keep grocery expenditures to $175 – mostly for dairy, produce, meat & excellent deals

  • Eat well

  • Use up what we have

Friday, November 6, 2009

A Good Day of Grocery Shopping

Last night I wrote about a few things we would do if we faced a loss of income and everything came together this morning for a great savings trip to the grocery store. Combining a big savings event, lots of coupons and careful planning, here is what I brought home.
6 big boxes Kleenex
1 pair cleaning gloves
2 multi-packs of kitchen scrubbers
4 scrub sponges
1 bag Halls
2 boxes hot cocoa mix
3 cans chili (food bank)
4 cans evaporated milk
4 bags frozen veggies (we'll cook these on the stovetop, not in the microwave bags)
1 frozen entree
1 bag chocolate chips
6 multi-packs of yogurt/yogurt smoothies
1 gallon organic milk
1 bottle Sunny D smoothie
1 bag pepperoni
1 tub spreadable butter
1 lb. Challenge butter
1 bag Ruffles
1 bottle salad dressing
2 boxes cheese crackers (will go in Chex Mix at Christmas)

All for the grand total of.....$21.30! My receipt says I saved $98.42. I know that is a relative number, though, since I would never have paid that much for the group of groceries. Keep in mind that this is not all we will be eating this week, but will add to our stockpile and be used over the next several weeks. And if you took the photo at face value you'd think we eat a lot of junk. But that is just part of the bargain method of grocery shopping, buying things at their lowest price and then using then over a longer period of time than if you just made a list of what you need for one week and then went out and bought everything off that list. The task of maximizing savings has been greatly lightened by the ad reviews I read each week on SpringsBargains.

It was a good day and I feel like the effort paid off. And I even had all three kids with me and it was a pretty good trip in that regard, too, which is not something I often say in regards to shopping with children.

Thursday, November 5, 2009

Where Would We Go From There?

With an uncertain economy surrounding and impacting us all, it certainly wouldn't hurt to give some careful thought to how one might respond if some major negative financial impacts became a family reality. (I was inspired by this post over at Frugal VegCafe.)

If my husband was laid off from his job and we found ourselves without an income, then we would be employing whatever methods we could to stay afloat and keep ourselves fed and the roof over our heads. I often feel that we are doing all we can to make ends meet, but in actuality, there are things I could change to better use the resources we have. In the short term, here is what that might look like. In the longer term matters of vocation, location, and education would certainly be addressed, though those things are beyond the scope of this blog....though my husband and I have talked extensively about possibilities if we felt the Lord leading us in any of those directions. Anyway, for the short term.

1. Stop buying ANYTHING beyond food unless it was an absolute need. Easier said than done, but I'm sure if we were pressed, there would be more motivation to just plain stop spending.

2. Menu plan and play the grocery game like never before. I have eased off of intensive coupon-clipping and grocery hunting this year, but I would be returning to those efforts. The goal would be to have no food go to waste while nourishing our family with the highest quality food we could afford. Only the most basic ingredients (like milk, cheese, eggs, grains, produce) would be purchased unless I get items for free or close to free with coupons. Our spice cupboard holds enough right now to provide variety to basic made-from-scratch foods for a long while. I would also be planting a garden again in the late spring.

3. Freeze that credit card in a block of ice or store it in a secure location off-site so on those tiring and discouraging days we would have the additional deterrent of not having easy access to spend without careful thought and planning. We have never carried a balance and have not used it lots in all the years we have had it, but we know that it is easier to use than if you had cold hard cash in your hand that you have to part with when you purchase something. Note: we have our reasons for continuing to have a credit card and my husband are in agreement about it.

4. Rally all our financial resources, and I don't just mean the bank account. Do we have stuff to sell? Sell it! Do we have points accumulated in consumer loyalty programs (airlines, diaper points, credit card points, etc.) that we could convert to gift cards for stores that sell essentials? Are there coins in the couch or money around the house that should be corralled? Do we have gift cards in our wallets or elsewhere that could be put toward meeting basic family needs? Are there rebates to send in to get money back? All of these things may be small, but would hopefully have a positive net effect on not having as much money leaving our savings fund, or at least slowing the rate at which that happens. And then we would go to a cash-basis system for everything except for our mortgage and monthly bills. We go back and forth between using cash well for most everything and then fall back into using debit more. This would be a time for cash only!

5. Utilize utilities more wisely. Time to get back to line or air-drying. Turn the thermostat down (some more) and put more blankets on the beds and wear sweaters or fleece. Shut off lights. Recaulk windows and doors. Unplug unused appliances big and small. Wash the windows to let more solar heat warm the house in the daytime. Consider if we can cut our phone and internet bills.

6. Halt or at least slow gasoline consumption by making more thorough lists and mapping out errands and outings to be combined.

7. Let the non-essentials and niceties go. For us this would include the YMCA membership (unless they could work with us on a reduced or free membership during the unemployed time), going out to eat even with coupons at cheaper places, and the small personal allowances my husband and I have come to enjoy and potentially even the evenings out alone that I enjoy from time to time. Though I rarely spend much while out, the gas for the outing may be a deciding factor.

8. Accept that this will be a season of limited giving, especially of presents for birthdays and Christmas and exchange homemade gifts or skip them altogether. The priority would be a Christmas or birthday gift to our own children during this time, even though it would be something that was inexpensively purchased or homemade. I can see that this would be one of the most humbling areas for us overall in a no-income situation. Hopefully we could still support those missionaries we have committed to and we would need to prayerfully consider that.

9. Consider whether I could supplement our resources by sewing and selling some items from materials I already have on hand. This could also provide some entertainment value since we would not be spending on entertainment at all during this period. My husband's entertainment comes largely in the form of books from the library which we would certainly continue to utilize. Entertainment currently comes in the form of dining out, though not often, so it is not like we have an "entertainment budget" that could be cut.

10. Count the daily blessings and watch God provide for every real need. Just in typing out some of these tactics that we could put into place I am reminded of how incredibly blessed we are, currently, but also even if a job loss did become a reality for us. He is good. He is faithful. He provides.

Even in putting some of the thoughts I have had about this onto paper I am energized to begin implementing a few of these things now, even though they are not in any way forced, just to be better stewards and work on my own character.

What are a few changes you would make to your lifestyle in the event of income loss?





Monday, April 6, 2009

My Grocery Shopping Method

Warning: long post ahead and it may be blah, blah, blog to you if you don't care about this sort of thing. It is in many ways a brain dump of all my tactics for saving on groceries learned over the last several years.

Recently I explained why I became a bargain hunter. My method has evolved to what it is today, though it is not exactly precise or very neat and tidy. I vary quite a bit in how and where I shop from week to week. In thinking this over, I could simplify my life by just choosing one day or evening to go grocery shopping and make a few stops in that one time frame with a very detailed list. Right now this method works for me, though I will be honest that I would sometimes rather just skip the bargain part entirely and go to SuperTarget and buy everything I need for a given week in one fell swoop. But I know if I did this on a regular basis I would have to spend more. So I'll keep to the bargain method for now.

In general, my method goes something like this.

1. Clip coupons from the Sunday paper and keep them organized in my coupon box. We get the Post because it seems to have better coupons and more coupons than the Gazette. We would love to go local, but the Gazette is so much more expensive than the deal we got on the Post for weekends. We get ONE paper only. I know folks who get multiple copies each week, but I feel for us that would not be worth the extra newspaper expense, time for me spent in clipping and organizing the coupons, additional environmental waste and may lead me into buying multiples of things we really need one or two of at a time. I just clip coupons for categories we will use, so I skip the coupons for supplements, hair color and pet food, for example. I know that some subscribe to services like CouponSense or the Grocery Game, but I'm too cheap to pay for these and think I've figured out a system that works for my family. I organize my coupons by category and take the whole box with me to the store whenever I go, because many times I have benefited from this when I found an unexpected markdown. The box I use now is a metal one with a handle that I got from Hobby Lobby and manila dividers I cut down to size to fit the box.

Using coupons, I rarely pay for:
- toothbrushes and toothpaste
- feminine products
- deodorant
- hair care products
- soap and lotion
And since I'm not paying for these items, I have more available to spend on food. Of course I use coupons for all our food categories, too, but the savings usually don't come to 100% for those food products.

2. Watch the grocery ads that come out on Wednesday in our area. Since we do not get the Gazette, I have to find these online which is a little more work, but worth it to me in planning out what I will buy from a particular store that week and matching up coupons to sales for that shopping trip. I then plan out when I will hit each store. I try to consolidate a grocery stop with our other regular outings so I can go to my preferred King Soopers and Alberstons that are near the gym we go to. Safeway is closer to us, so I feel free to make an exclusive trip there.

3. Make a comprehensive and detailed grocery list based on the sale ad and coupon match-ups. So my list may have a section for Safeway, King Soopers, Target, Costco, Alberstons and Walgreens. I just go to half of these stores, or fewer, on any given week. I want to get good deals, but I want to make good use of time and gasoline, too, so I have to have more than a few items on a list for a particular store to make it worth a stop, in my opinion. From this list and what is already stockpiled in my pantry from previous sales, I make a loose menu plan and fill in the ingredient gaps on the grocery list (for example: Maybe I need dried black beans but don't see those advertised anywhere so I just put it on the list and will pick it up somewhere, even at full price. gasp!)

4. Shop with focus, but with my eyes open to the unexpected. If at all possible, except for a when I have a short list for a particular store, I try to shop without children...for all the obvious reasons. I always check out the reduced meat, dairy, produce and general merchandise sections and sometimes these turn out to be amazing savings, when coupled with my coupons. I find that most dairy products, except milk, will last at least 1-2 weeks past their best before dates without a problem.

5. Shop with care at warehouse clubs. We have a membership to Costco that we utilize, but we are quite careful with what we buy there. There are just too many convenience items that are too enticing: prepared entrees, specialty items (that might be great for parties, but don't fit within our normal grocery budget), or volume packaging that doesn't make sense for our family. The list of things I buy from Costco because they are consistently a good value and can't usually be matched with combining coupons and sales is:
- cheese
- honey
- bananas
- flour tortillas
- organic spinach and spring mix salad
- bags of fresh broccoli & cauliflower
- bags of frozen fruits and vegetables (I will generally only pay around $1/lb for frozen vegetables and a bit more for fruits.)
- large cans of tomato products - diced, sauce, ketchup
- large cans of fruit or applesauce
- big bag of tortilla chips
- white flour
- coffee beans - we've found a couple kinds we like there
- butter - if we need it and I can't find a better coupon/sale match-up that week
- Kirkland batteries, though we are thinking of moving to the rechargeable options
- gasoline - not food, but we'll fill up since we are there anyway

On occasion we also splurge on:
- a fresh prepared entree in lieu of going out to eat
- Einstein's bagels - still much cheaper than going to Einstein's to buy them
- a specialty item like pesto, fancier cheese, or fresh salsa
- convenience items that have current coupons in their coupon book that we get in the mail
- clothing that has been marked down (For example, I recently got a little girls velour princess warm-up suit for $6.00...which is being saved for Christmas.) These deals are not marked in any special way, but if you take a minute to look you may find them.
- a meal at the cafe at the front since the prices are quite reasonable for pizza, hot dogs or a huge cup of fat-free frozen yogurt

6. General tips
A. Be willing to try new brands. You may find that for some products you will be very brand loyal. In other areas, it may be worth it to you to go with the one that comes to you at the lowest cost.
B. Watch for coupon blinkie machines at the grocery store. These may have coupons for items you may want to buy anyway, or sweeten the price of the item on sale you were going to buy anyway. Or take a few coupons for another week when the item will be on sale.
C. Watch for coupon books in displays at the store. I have many times found good coupon books in the produce department of King Soopers that have included coupons for organic products.
D. Focus more on what you spent than on what you saved, according to your receipt. The savings number is states is rather relative because most often, I would never buy the items at their full price.
E. This is a personal choice, but I don't shop at Walmart except for a couple times a year, usually in the spring when I need gardening supplies. It is so big and I inevitably forget something on the other end of the store. And I get too enticed by all the things that don't fall into the category of groceries.
F. You will be able to get an even better value when you combine a store coupon and a manufacturers' coupon for the same product. These opportunities most often present themselves at Target or Safeway. Target has online coupons that you can print each week and occasionally mails you coupons in a booklet. Safeway often has coupons in its weekly ad (just pick it up at the front of the store if you don't get the paper) or in a mailer sent to you. I hear there are some mailers sent out by King Soopers, too, but we must live in the wrong zip code. You can't win them all. :)
G. You can also load eCoupons to your King Soopers and Safeway cards via the Proctor & Gamble eSaver and Shortcuts (for King Soopers only). Go to the grocery store websites to load these. Google it for more information on how these can work with manufacturers' coupons to essentially get a double discount on one product.
H. Only print online coupons that you will use for sure. These can be high value coupons, but if you print them and don't use them it is a real waste of ink and paper.
I. Watch for catalina coupons that print from a machine when your receipt is printed. These are often high value and can sweeten the deal on your future purchases.
J. Decide what items are truly a good value for your family and what items are worth the stockpiling space they will require until you use them. For me, having 10 bottles of toilet cleaner on hand taking up space in my closet doesn't make sense, even if they were free. My home is not a store, but a place for the things that make our life function well or add beauty or comfort to our lives! Ah, thrift and simplicity collide!
K. Use those $5 off $50 Safeway coupons in the back of the Entertainment and Gold C books kids sell each fall. In most situations, King Soopers will accept that as a competitor's coupon.
L. When you get a well-stocked pantry, feel free to take a week off and let your husband stop for that jug of milk to get you through until next week.
M. Accept that you will not be able to snatch up every good deal, so let that notion go.
N. Don't tie up your self-worth in how much you can save. If you are working within whatever budget your family has set and you have purchased the items your family needs, accept that as good enough. It is grocery shopping, not a report card on your value as a person or your resourcefulness. Don't compare to others who may have a different budget, different needs or a different situation.

This is all not rocket science, but it does take time and effort to find your groove. And I by no means have "arrived". I read some blogs where people are spending just $40 a week to feed their families, but I honestly don't want to go that low unless I had to. Some weeks I can, but that is not the norm or even my goal. Good food is one of life's simple pleasures, in my opinion. And since we eat at home for almost every meal I don't want to skimp too far.

If you want insight from the real pros, visit Money Saving Mom or Springs Bargains. Money Saving Mom also has a Walgreens tutorial on the right sidebar, entitled Walgreens 101 that may help you in understanding how to make shopping there work to your advantage.

Wishing you many happy returns on your bargain hunting efforts!

Friday, April 3, 2009

Why I Became a Bargain Hunter

Why have I become a bargain hunter? Is it for the thrill of the hunt? Not usually. Is it for the excitement of bringing home bags of stuff for very little money? Sometimes. Is it for the fun of clipping coupons and shopping at multiple stores? Um, no. Is it so our family can survive and inch toward our goals? Absolutely!

When we made plans for me to stay at home fulltime when I was expecting our firstborn we were hit with the reality that things were going to be pretty tight financially. In fact, very tight. For the first time in our marriage, we were taking a really close look at our finances and starting to think about being very intentional with our budget. Some of the areas which needed significant trimming were groceries and dining out. For the dining out category, there was a simple solution...stop eating out so much. The grocery category was not so easy since if you are not dining out, you are cooking at home and cooking at home is going to take ingredients.

So about 7 years ago the I started on the learning curve of bargain grocery shopping that continues to this day. We have needed to raise our grocery & household supplies budget a few times due to our growing family, but still keep it close to a regular $300 a month. To some this may seem high and to others this may seem rather low, but that is where we are for now. Sometimes I wonder if it is all worth it and if it would be better for our family just to add another $100 a month to shop at one store, once a week for every item we need that week. But right now that $100 a month means more to us in other categories. For this season couponing, shopping based on what is on sale, selective purchases at Costco and cooking largely from scratch help us keep to this budget. I know I could do better if I had to, but for now I try to find a good balance between spending time and money.

Keeping the grocery budget modest helps make it possible for me to be with my kids day in and day out and I wouldn't have it any other way.

Tuesday, March 31, 2009

Another Easy Baby Gift

We had a blizzard last week which for some reason made me want to get some little projects done around here. One thing on my list was to get a baby gift made for some folks from our church. And since I am trying to work through using up my stash of fabrics and wasn't about to leave the house, here is what I came up with. The blanket was made from a solid yellow fleece remnant and this shark print fleece remnant, about a yard of each. Hopefully the print will live beyond babyhood into this little guy's toddlerhood. It is sewn up on 2 sides and fringed on two sides. The finished blanket measures about 30" x 36". With the scrap of print leftover, I cut around one shark and just top-stitched it to the onesie. Cost of this set:
- two remnants, $4.00 max, likely much lower
- one onesie (bought in pack of 5 from Jo-Ann with coupon) $1.25

Total: $5.25 or less

I paired this with a pack of newborn diapers bought with a great coupon keeping the complete cost well under $10. Cute. Easy. Cheap.

Monday, March 30, 2009

Celebrating Childhood Creativity: The Art Board

I've been wondering for a while how I could handle the constant influx of art and papers from church, the YMCA and school in a better way so they wouldn't just be dumped on the kitchen island and later discarded. But rather to put them out for display to communicate that we enjoy our kids and their creations and are proud of their efforts.

Inspiration struck in the 90% off aisle of Hobby Lobby. This very large frame was marked at $10.00. I'll take it. It was not at all in pristine condition, but I wasn't going to use it as is, so I was fine with that.
We gave it three coats of paint, using "oops" paint and a reused brush from this project. And I even let Sportster help. Can I admit here that I struggle with wanting to include my children in projects but also get them done quickly and with the results I am looking for? Can anybody relate?the painted frameThen I screwed in eye hooks on each side and strung picture wire between the hooks and hung the frame up in our front entryway. We attached the artwork with tiny clothespins. Here Smiley is pointing to his paper plate face.
As more papers come in, we'll choose the best and change some of the current collection out and I'll save in a box or a folder the ones I'll keep for the kids.


One more little step to enjoying the childhood of my children. This new art spot makes me happy!

Wednesday, February 18, 2009

It's Baby Season Again!

A couple friends welcomed new baby girls at year end and although I didn't get something sent to them right away I was able to put together these gifts a few weeks ago, somewhat like the ones I made in November. I always enjoy sewing up these little gifts and I hope the new moms enjoy them, too. This set of flannel and fleece burp cloths was paired with some Gymboree socks.
And this set is a fleece blanket and cotton and fleece burp cloth. I love ribbon and was happy that I had some that coordinated with the fleece. I know this print may be a bit bold for some, but I'm taking a chance that my lively friend will like it.
All gifts were made with love with inexpensive remnants. Both gifts were made in less than 2 hours and cost probably less than $7 total in materials and the purchased socks.
And if they are blessed with little girls who don't actually spit up much, burp cloths can have a few more uses like lining the changing table pad, tucking into the car seat carrier as a mini blankie on mild days, small nursing cover, small blankie (You can never tell which blankie babies will attach to, but wouldn't a small one that they don't drag on the floor be lovely?), or a changing pad when you are out and about. Can you think of any other uses for them?

Thursday, January 29, 2009

The Book Nook

Our living is really short on wall space so I've been keeping an eye out for a tall narrow bookshelf for quite a while. I found one a few weeks ago at a nice secondhand/antiques store. We also have had a cabinet which I picked up at a garage sales a few years ago that was in need of some re-purposing and a makeover. So before the snow flew last week, I got to work painting these. I did this in our kitchen because it was the only place suitable with enough warmth and good lighting to do a decent job. I had recently removed the cupboard doors.I painted both pieces with part of a gallon of Oops Paint in a color called Oriental Silk (Behr), which happens to closely match another piece of furniture in our living room. After allowing plenty of time to dry, my kind husband secured them to the wall with shelf brackets to prevent any tipping accidents.With plenty of room for books, curriculum, puzzles and even tractor parking, the new combo is a hit! I used an extra old bed pillow and made a cover to coordinate with the room with some fabric from my stash.

Costs:
bookshelf - $19
oops paint - $5
shelf brackets - $2
cupboard - $3
Total - $29 for a great new addition to our living room.

Proof of enjoyment:


Small successes make me happy!

Wednesday, January 21, 2009

Making the Most of Flex

We realized in late October that we were running long on our medical and dental flexible spending account. What a blessing to have a year where we didn't need to take our children to the doctor other than for a yearly wellness check! We are blessed also with generally good health with no ongoing expenses for continual prescriptions and medical supplies. But if you know us, we hate to have money lost in an account like this just because we didn't have events which required the use of this money. After gathering and submitting all receipts we could think of we still had a bit more than $100 left.

So I read up on the qualifying expenses for this account and headed out to Target on New Year's Eve to see if I could make use of these funds. Most over-the-counter medications and vitamins are surprisingly not covered. As I was checking out I had the cashier confirm that each item was noted on the receipt as a health item. I ended up with $82 of first aid items (perfect for restocking our first aid kits), a night guard and some orthotics for my bad feet. Since I still wasn't sure if these purchases would qualify, I put the bags away in the closet and had my husband submit the receipts by fax. Then in the event it didn't go through, I could still return the merchandise since the items were not urgent needs. Thankfully these purchases did qualify under our plan so we were able to use up most of what was left in our account for the year. I know I could have gotten closer to the exact dollar amount if I would have added it up more carefully and gotten more for my money if I would have had coupons, chosen the Target brand, etc., but at that point, on the last possible purchase day, in a very busy store with three young children in tow, I was more than satisified with my effort and the outcome.

Sunday, January 18, 2009

Worth the Trouble: Closet Makeover

For months we've had a problem with our boys' closet. Everything was out of order, the space allotted for their clothing was too small which led to overflow, which led to frustration, which led to me not even wanting to bother putting away their clean laundry. In short, the space and system that used to work just wasn't cutting it anymore. So I began to think about what we could do, within our means, to make it functional once again. We needed a dresser to contain all their clothing and also serve as a changing table. So the secondhand search began.

2 weeks + undisclosed # of hours spend on Craigs List + 12 trips to thrift stores + $10 more than the budget + 2 minutes spent cleaning item (no refinishing time!) = 1 dresser and 1 happy mama

What can I say? I am easily pleased and I love order.

Before = chaos


After = order

Tuesday, January 13, 2009

$100 January Grocery Challenge - Part 1

Well, we are almost halfway through January and it is not too surprising to me that I have already spent every last dollar I had allotted for groceries this month. I'm finding it difficult not to buy when things are at a price that only comes along once or twice a year and to break from the stockpiling mindset that I usually have, to buy items when they are at their rock bottom price. Anyway, here is the breakdown, along with a little commentary.

Alberstons - 2 transactions to get the best deals
8 boxes Quaker cereal - We go through Life really quickly!
3 boxes oatmeal packets
1 canister old-fashioned rolled oats
4 boxes granola bars
1 box breakfast bars
2 cheese sticks (the kids were hungry for a snack and I grow tired of telling them no)
4 packages pepperoni
4 packages Canadian bacon
Grand Total after promotions, sales, coupons & bag refund were deducted= $27.11

King Soopers - went there because we needed to kill some time before going somewhere else
1 package whole grain hoagie buns - marked down (m.d.)
4 packages turkey sausage links - m.d.
1 package turkey bacon - m.d.
1 large package pepperoni
1 jar of our all-time favorite dressing/pizza dip that we haven't had in a really long time
1 package chicken thighs - m.d.
Grand total after coupon, sales and bag credit = $13.26

Safeway
2 gallons milk
3 bottles of cranberry juice
2 boxes of Capri Sun
2 boxes of packaged cookie/cracker snacks - purchased because they were part of a deal with the juices and drinks and some will be kept in the van to help us avoid stopping somewhere for a meal to tide us over until we get home
2 small containers sour cream - m.d.
5 - 4pks. of Activa yogurt - m.d.
1 quart organic half & half - m.d.
2 cottage cheese - m.d.
1 organic cottage cheese - m.d.
3 lbs. bananas
3 avocados
2 lbs. organic whole wheat macaroni
6 - 4pks. of fruit cups, bought because they were marked down to $.70/pack
3 boxes yogurt fruit snacks, bought because they were marked down to $.50/box

Grand total after sales, coupons, and bag credit = $36.02, though it should have been $4 lower (coupons I forgot to give them when I checked out...argh! And I only bought some of those items because of the high value coupons I had.) and $2 lower ($1 off per gallon of milk based on a mailing I had received which is linked to my loyalty card) and $.75 lower due to a dairy markdown sticker they skipped. I may or may not go back to customer service for these savings. It was not worth it that day, a busy Saturday morning with a customer service line 6 people deep at a store that has not always treated me very kindly.

Target
plastic wrap - cheapest kind, we've been out for weeks
cornstarch
dishwasher tabs - had a great coupon
Grand Total = approx. $5.00

Costco
25 lbs. flour
huge can of tomato sauce
huge can of crushed tomatoes
big bag of tortilla chips
5 cheese take-and-bake pizza - purchased because there was a coupon and I had nothing else at home which could be fixed quickly for lunch that day, but still $7.00 could buy a whole lot more if I would have been more prepared
Grand total after pizza coupon = $22.10

So, I am just over $100 for January and am not planning any more purchases unless they are absolutely necessary, like milk and fruit and vegetables. I do have to be honest and say that I did stop at King Soopers to get some free-with-coupon deodorant today and ended up spending $3.50 from my allowance on 6 organic apples and a bag of marked down cherry chips...random, I know. But I thought they would be fun for Valentine's cookies. Although I didn't mind spending my allowance on this today, I don't plan to make a habit of that, since we have determined that our allowance is for each of us to spend as we please and not on goods for the family unless we REALLY want to.

Observations & Activities:
- I could do far better with this month's goal if I just stayed out of stores or sent my husband for the few essential items we needed. I think I am just so used to grocery shopping that it has become a (bad) habit to buy more than we need.
- I need to avoid grocery shopping to fill time. Even if I find good deals, I'll still be going over my budget.
- So far our meals have been fine and I anticipate that through the end of the month, though I wouldn't want to have this grocery budget long-term.
- The items listed above seem like a lot more junk than we usually buy. Keep in mind that this is not representative of our whole diet. The more balanced menu plan is here, which uses up other ingredients we had on hand at the start of the month.
- I did cook 1 of the 4 turkeys that was in our freezer, and divided the meat into meal-sized portions, cooked the carcass down to get all the little bits of meat off the bones and made wonderfully rich bone broth which was the base of a good turkey soup with homemade noodles. Yum! And we will still get at least 3 more meals from that one bird. I don't love turkey, but if I space out those meals, it should be okay.
- As I review my menu plan, it seems that very few of the dinner entrees are quick and easy, but convenience comes at a cost I'm not willing to pay right now.
- The more time-consuming the meal is, the more I feel I lose when my kids are picky and whine about or simply choose not to eat the meal I have made. We have never catered to our children at dinnertime at home, but somehow they don't mind holding out until breakfast, a meal they all enjoy.
- My husband supports me in this challenge, but has also given my complete freedom to up the budget if I need to buy more. I still hope to carry on with this month's plan as long as possible, though.
- It would be easier to carry through with the plan if we kept our dining out budget at its normal level instead of drastically reducing that, too. But this kind of plan does make you much more purposeful in planning dinners at home and anticipating the few times we'll eat out this month. True to form, we've already consumed our free Chick-Fil-A meal. We never seem to tire of that place! This leaves us with only 1 more dining out experience this month. Yikes!
- Meal sequence has been determined mostly by what needs to be used first so it doesn't go bad, reducing overall waste.
- I still have a balance on Walgreens gift card if I need something essential like milk.
- Our cupboards and freezer are still full!

Overall, this challenge is going okay for me. What goals have you set for yourself this month in your budget, the kitchen, or elsewhere?

Monday, November 10, 2008

Baby, Baby

No, we're not having one at present, though we seem to be in the middle of a baby boom with our friends and families. With Christmas coming soon there aren't many extra funds to divert to baby gifts so I did the best with what I had around and came up with some cute, unique gifts that I hope they will like.

This is a set of two burp cloths, fleece hat and on-the-go pouch which is just big enough for a few diapers, a small wipes case and maybe an outfit or receiving blanket. The pouch was made from a clearanced placemat, a spare button and some twill tape recycled from a gift wrapping. You can't see it in the picture, but the twill tape goes around the pouch creating a handle at the very top of the back. The stiff nature of the placemat makes for a nice sturdy bag.

The second set is made up of two burp cloths, a fleece hat and a clearanced onsie. One burp cloth is flannel and fleece and one is knit and fleece. The knit came from an unused A-shirt that was in the bin of items to be donated. This set is 3 embroidered fleece and cotton mini-check burpcloths and an on-the-go bag made of cotton with a nylon webbing handle. With a caribiner clip the bag would be easy to attach to a stroller to keep bare necessities at hand.



For these gifts I purchased:
- small package of wipes $1.00
- two fleece blankets clearanced a the grocery store to be used to wrap two of the gifts $2.00
- tank onsie $.75
- two plug-in air fresheners with a clean linen scent (I thought these would be good near the diaper pail) - I think these were free after rebate, but no more than $1.00 each.
So now I have three gifts for under $6.00 out of pocket plus the cost of of fabric I purchased at an earlier time, though I often buy inexpensive remnants for these types of projects. These certainly turned out to be an economical option and will hopefully be well-received.
Now I have a question for anyone who reads here. Do you ever struggle with feeling like a homemade and inexpensive gift is not good enough? I really like the way these sets turned out and think they will be useful gifts, but have trouble shaking the feeling that I should have just ponied up the cash and bought something from the registries. Your thoughts?